7 Reasons to Hire a Public Adjuster to Represent You During Your Property Damage Claim

An Insurance Expert on Your Team

Regardless of the type of property damage, having the knowledge and experience of a public adjuster on your side helps simplify the insurance claims process. Their knowledge of policy language and coverage details can help ensure that policy holders get what is owed under the insurance contract. Public Adjusters work solely for the policy holder, not the insurance company.  Providing a complete and accurate account of damages.  

Faster Insurance Payout

Disaster like tornadoes or fires create extreme stress. Having an expert to manage your claim can reduce stress and result in faster claim resolution.

Assistance with Commercial Properties and Complex Claims

Some claims, especially commercial insurance claims and claims involving extensive property damage (fire, flood, or storm), business interruption, or other high-value losses, can be complicated. Public adjusters have experience handling complex claims and can navigate through the intricacies of policy language and ambiguity.

Negotiation Experience and Expertise

Attempting to negotiate for your own interests can be difficult especially if you aren’t highly knowledgeable of the subject matter - in this case property damage insurance coverage. Negotiation experience and subject matter expertise help strengthen and negotiations around payout discrepancies. 

Avoid Costly Mistakes 

Mishandling paperwork, misinterpreting policy details, providing incorrect documentation or agreeing to a settlement too soon can delay claim process and/or potentially reduce the claim payout. 

No Upfront Costs

Public adjusters work on a contingency basis and only get paid a percentage once the claim is resolved.  

Peace of Mind 

Using a public adjuster helps ensure that the insurance claim process is handled professionally, and with the policyholder's best interests in mind.